This document/agreement is an electronic record in accordance with the Information Technology Act, 2000, and is generated by a computer system, thus not requiring any physical or digital signatures. This document is published in compliance with Rule 3 of the Information Technology (Intermediaries Guidelines) 2011, which outlines due diligence for the Site. Welcome to BankingQNA.com (the "Site"), operated by Stardom Media. Stardom Media provides its services to you subject to the following conditions. Before using the Site, you must read and accept all the terms and conditions in, and linked to, this Terms of Use and the linked Privacy Policy. We strongly recommend that you access and read the linked information as it is incorporated into and forms part of this Terms of Use. This Terms of Use is effective upon acceptance. Using any functionality of the Site constitutes acceptance of this Terms of Use. If this Terms of Use conflicts with any other documents, the Terms of Use will govern for the purpose of using the Site. If you do not agree to be bound by this Terms of Use and the Privacy Policy, you may not use the Site. Please review this page periodically to check for the most current version of the Terms of Use. We reserve the right to change or modify the Terms of Use at any time, without prior notice, and your continued access or use of this Site signifies your acceptance of the updated or modified Terms of Use.
Description of Services
On the Site, Stardom Media provides users with access to information primarily about financial services including, but not limited to, loans, credit cards, and related services (the "Services"). You are responsible for obtaining access to the Site, which may involve third-party fees (such as internet service provider or airtime charges). Additionally, you must provide and are responsible for all equipment necessary to access the Site. By using this Site and providing your personal/contact details, you agree to be contacted by Stardom Media, either electronically or by phone, to understand your interest in the selected products and Services and to fulfill your request. You specifically authorize Stardom Media and its affiliates and partners to contact you for follow-up calls and/or renewal reminders regarding the services provided through this Site. You also agree that Stardom Media reserves the right to share your details with partners, who may contact you via email, telephone, or SMS. You consent to receiving promotional materials and special offers from Stardom Media through email or SMS.
License and Site Access
Stardom Media grants you a limited license to access and make personal use of the Site and Services. This license does not include any downloading or copying of information for the benefit of another individual, vendor, or third party; caching, unauthorized hypertext links to the Site, or framing of any Content available through the Site; uploading, posting, or transmitting content that you do not have the right to make available; uploading, posting, or transmitting material containing viruses or other harmful components; imposing an unreasonable or disproportionately large load on Stardom Media's infrastructure; or using data mining, robots, or similar tools. You may not bypass any measures used by Stardom Media to prevent or restrict access to the Site. Any unauthorized use terminates the permission or license granted to you by Stardom Media. By using the Site, you agree not to: (i) use the Site or its contents for any commercial purpose; (ii) make any speculative, false, or fraudulent transactions; (iii) access, monitor, or copy any content using automated means without express written permission; (iv) violate robot exclusion headers or circumvent other access measures; (v) impose an unreasonable load on the infrastructure; (vi) deep-link to any portion of the Site without written permission; or (vii) "frame" or incorporate any part of the Site into another website without prior written authorization.
Eligibility
The Service is not available to minors under 18 or users suspended or removed from the system by Stardom Media. Users may not have more than one active account and are prohibited from selling, trading, or transferring their accounts. If you do not qualify, you may not use the Service or the Site.
Your Account
By using the Site, you confirm that you are of legal age to form a binding contract and are not prohibited from receiving services under applicable laws. You agree to provide accurate, current, and complete information about yourself as prompted by the Site. If any information you provide is untrue, inaccurate, not current, or incomplete, Stardom Media may suspend or terminate your account and refuse any current or future use of the Site. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to notify Stardom Media immediately of any unauthorized use of your account or any other breach of security. Stardom Media reserves the right to refuse service, terminate accounts, or remove or edit content at its discretion. We also retain the right to deny access to anyone at any time for any reason, including violations of the Terms of Use or Privacy Policy. Additional terms and conditions may apply to your purchase of services; please read these carefully. You agree to abide by the terms imposed by any supplier with whom you deal, including payment and compliance with their rules. Violations may result in cancellation of your purchase, denial of access to services, forfeiture of any monies paid, and/or debiting of your account for any costs incurred.
Submitted Content
Stardom Media does not claim ownership of materials you make available through the Site. You grant Stardom Media a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials. You represent that you have the right to grant this license. We take no responsibility for submitted content and reserve the right to post, modify, or remove content at our discretion. You are responsible for content you submit and are prohibited from posting unlawful, threatening, defamatory, obscene, or infringing content. You are liable for any damages resulting from violations of these restrictions.
Disclaimer of Liability and Warranty
The Content and Services on this Site may include inaccuracies or errors. Stardom Media does not guarantee accuracy and disclaims all liability for errors or inaccuracies related to content and services. All information, software, products, and services are provided "AS IS" without any warranty. Stardom Media disclaims all warranties including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for any damages resulting from use of the Site or services. Suppliers are independent and not liable for acts or omissions. Stardom Media and its affiliates are not liable for delays, cancellations, or damages beyond their control.
Disclaimer of Online Availability, Impressions, and Click-Throughs
There are no guarantees regarding the online availability, impressions, or click-throughs of the Site or its content. Advertising sponsors must be approved by Stardom Media, and we reserve the right to accept or reject any advertising for any reason.
License Disclaimer
Except as provided in the Terms of Use, nothing on the Site grants any license under Stardom Media's or third parties' intellectual property rights.
Local Laws
Stardom Media operates the Site from New Delhi, India. Users outside India are responsible for compliance with local laws. All marketing materials are directed to individuals or entities in India and comply with Indian laws. Disputes will be subject to the exclusive jurisdiction of the courts in New Delhi.
Limitation of Liability
Stardom Media and its affiliates are not liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of the Site or related services. Liability, if any, will not exceed the greater of the service fees you paid or INR 100. These limitations will survive any termination of this Terms of Use.
Indemnity
You agree to indemnify and hold Stardom Media and its affiliates harmless from any claims, losses, damages, fines, or expenses arising from your breach of the Terms of Use, violation of law, or use of the Site.
Electronic Communication
By using the Site or sending emails to Stardom Media, you consent to receive communications electronically. All agreements and notices provided electronically satisfy legal requirements for written communications.
Site-Provided Email and Postings
The Site may allow users to send emails or post messages. Stardom Media is not obligated to review or take responsibility for these postings but may monitor and remove content at its discretion. Prohibited content includes unlawful, harmful, or commercial material, and any personal or confidential information.
Links
The Site may link to other websites. Stardom Media is not responsible for the content or availability of these sites and does not endorse them. Stardom Media is not liable for any damage or loss resulting from use of these external sites.
Access to Password Protected/Secure Areas
Access to password-protected areas of the Site is restricted. Unauthorized access may result in legal action.
Modification and Notification of Changes
Stardom Media may change the Site, policies, and Terms of Use at any time. Material changes will be announced on the Site. If you have not used the Site for more than 30 days, check for updates before further use.
Trademarks
The trademarks and service marks on the Site are the property of Stardom Media and other parties. Unauthorized use is prohibited.
Survival of Terms After Agreement Ends
Terms that impose continuing obligations will survive the expiration or termination of the Terms of Use.
General
If any term is found invalid or unenforceable, it will be severed, and the remaining terms will remain in effect. The Terms of Use and relationship with Stardom Media are governed by Indian law. Disputes will be subject to the jurisdiction of Gurgaon courts. Failure to act on breaches does not waive rights. The Terms of Use constitute the entire agreement between you and Stardom Media, superseding prior agreements.
For any inquiries or issues, please contact us at qnabanking@gmail.com.
